"Empowering Financial Success Through Education and Services"
Money Sense Academy
**Where Financial Knowledge Becomes Financial Confidence. Empowering families, pre-retirees, and emerging professionals with practical, real-world financial skills—so you can build wealth with clarity, purpose, and confidence.
We provide the tools and knowledge you need to make informed financial decisions and achieve your goals.
About Us
What Is Money Sense Academy?
Money Sense Academy is an educational program designed to help individuals understand how money truly works—without the confusion, complexity, or intimidation of traditional finance.
From foundational money skills to advanced retirement strategies, we provide easy-to-understand, actionable education that helps you make smarter decisions for your future.
Our Mission
Our mission is simple:
Teach. Empower. Transform.
Because when financial knowledge grows, financial confidence grows too.
Services
WHO WE SERVE
For Pre-Retirees
Learn how to protect your savings, reduce taxes, maximize Social Security, and build guaranteed lifetime income you can’t outlive.
For Families
We teach practical budgeting, saving, debt management, and protection strategies that safeguard your loved ones and build generational wealth.
For Professionals & Entrepreneurs
Gain clarity on how to invest, reduce taxes, manage cash flow, and align your money decisions with long-term goals.
For Young Adults
Start strong with the financial skills no one teaches in school—credit, budgeting, saving, investing, and long-term planning.
Business Opportunities:
Join us in our mission to make a difference. Learn about partnership opportunities and how you can be a part of MoneySenseAcademy.
These steps, you can create a personal financial strategy that helps you manage your money effectively, reduce financial stress, and work towards achieving your financial goals.
FINANCE 101
Program Pillars
1. Financial Foundations
• Budgeting made simple
• Understanding credit & debt
• Emergency funds
• Saving strategies that actually work
2. Protection Planning
• Life insurance basics
• Long-Term Care (LTC) education
• Income protection & risk management
3. Building Wealth
• How investments work
• Compound interest & time horizon
• Stock market basics
• Understanding annuities & IULs
4. Retirement Planning
• How to create protected income
• Social Security taxation
• Required Minimum Distributions (RMDs)
• Roth conversions & tax-free planning
• Pension alternatives
5. Tax-Smart Strategies
• The Three Tax Buckets
• Reducing retirement taxes
• Strategies to keep more of your wealth
6. Legacy & Generational Wealth
• Estate basics
• How to protect your family’s future
• Leaving more and losing less to taxes
WHY MONEY SENSE ACADEMY?
✔ Real-Life Financial Education
We teach what truly matters — not theory, but practical tools you can use immediately.
✔ Simple, Clear, and Client-Friendly
Complex topics simplified through visuals, examples, and step-by-step guidance.
✔ Led by a Multi-Credentialed Professional
Rita Lakes, CLTC®, RSSA®, CFEd®, financial professional and educator, brings experience and heart into every lesson.
✔ Judgment-Free Learning
You’re never too young or too late to learn how money works.
✔ Proven, Values-Driven Approach
Inspired by the WSB financial literacy movement — focused on empowerment, not sales pressure.
SUCCESS PATH
1. Learn
Discover the foundations of money and build confidence.
2. Build
Create your personalized plan to grow and protect your wealth.
3. Protect
Ensure your income and assets last throughout your lifetime.
4. Grow
Build generational wealth with tax-efficient strategies.
5. Lead
Empower your family and community through increased financial literacy.
TESTIMONIAL
“I finally understand how Social Security is taxed and how to reduce it. Rita makes finance easy to understand.”
— Linda, 62
“The Money Sense Academy helped me get clarity on my retirement income plan and helped me feel secure.”
— James, 58
“I only wish I learned this 20 years ago!”
— Maria, 47
Ready to Strengthen Your Financial Future?
Start your journey with the Money Sense Academy today.
☎️ Schedule a Free Consultation
📘 Join Our Next Workshop
🌐 Explore Courses
Part 2. Mrs. Rita Lakes, MY PURPOSE. The ACWP Purpose Project With Dr. Laxley Stephenson
WSB MyStory Rita Lakes
Financial Literacy Change my Life and Family Life
“Financial independence begins with the proper financial education.”
-WSB-
“Financial literacy is an important part of avoiding financial mistakes and planning for a strong, secure financial future.”
-Tim Pawlenty-
Financial Freedom Workshop Invitation
(Monday - Friday)
We are delighted to invite you to our Financial Freedom Workshop, an event designed to provide you with the tools and knowledge to achieve financial independence. Whether you're starting your financial journey or refining your strategy, this workshop is for you!
Key Benefits
Expert Guidance: Learn from top financial experts.
Actionable Strategies: Gain practical tips for budgeting, investing, and planning.
Debt Management: Discover techniques to reduce and manage debt.
Networking: Connect with like-minded individuals.Don't miss this incredible opportunity to enhance your financial expertise and gain the confidence you need to make informed financial decisions. Limited seats are available, so RSVP at your earliest convenience to secure your spot.
To confirm your attendance or for any further queries, please reach out to us at MoneySenseAcademy.Rita@gmail.com.
We look forward to welcoming you to an engaging and transformative Financial Workshop!
Join Our Team
Opportunity to Become a Financial Professional
Are you passionate about finance and eager to make a difference in the financial world? Join our team as a Financial Professional and unlock your potential for success!
Become an entrepreneur and take control of your destiny with our unique business venture. Here's why you should consider joining us:
Freedom and Flexibility: Say goodbye to rigid schedules and hello to a flexible lifestyle. As your own boss, you can set your own working hours and create a work-life balance that suits you.
Financial Independence: Unlock unlimited earning potential. By running your own business, you have the power to determine your income. Your hard work and dedication directly contribute to your financial success.
Pursue Your Passion: Do you have a passion or a talent that you've always wanted to turn into a career? With our business opportunity, you can follow your dreams and turn your passion into a profitable venture.
Personal Growth: Being an entrepreneur is a journey of self-discovery and personal growth. You'll face challenges, learn new skills, and develop resilience, which will empower you both personally and professionally.
Make a Difference: Create a positive impact on your community and the lives of others. Whether it's through providing valuable products or services, creating job opportunities, or supporting local initiatives, your business can make a difference.
We provide comprehensive support and training to ensure your success. Our experienced team will guide you through every step of the process, from setting up your business to marketing and beyond. You'll have access to a network of like-minded individuals who are also on their path to success.
Take the leap and seize this incredible opportunity to be your own boss. Start building the life you've always dreamed of. Call 404-667-6946 or click here today to learn more about how you can embark on this exciting entrepreneurial journey.
Join the thousand of others
who share in this movement.
Money Sense Academy — Building Smarter Families, Stronger Futures, and Confident Retirements.
Tell people where they can find you.
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